Overview
This loan against property case study explains how Richesse Business Solutions secured a ₹1.75 crore sanction for a client in just 4 working days, using strategic structuring and fast execution.
Client Overview
- Loan Requirement: ₹1,75,00,000
- Loan Type: Loan Against Property (LAP)
- Property: Commercial property
- Location: Pune
- Income Profile: Mixed (business + rental income)
- Urgency: Fast funds required for business expansion
This loan against property case study highlights how time-sensitive cases can be closed quickly with the right approach.
Challenges in the Case
- Mixed income profile with multiple supporting documents
- Seasonal business revenue patterns
- Immediate need for property valuation
- Client required a very fast sanction turnaround
Our Process & Execution Strategy
To ensure fast LAP approval, our team followed a structured, time-bound approach.
1️⃣ Eligibility Assessment (Same Day)
We performed:
- Income calculation
- FOIR checks
- Lender comparison across banks & NBFCs
This ensured we selected the lender known for speedy loan against property approvals.
2️⃣ Strategic File Structuring
We combined:
- Business income
- Rental income
- Supplementary banking proofs
This strengthened the client’s repayment profile and improved approval chances.
3️⃣ Fast-Tracked Property Valuation
We coordinated a same-day valuation visit, ensured access, and shared all documents upfront—reducing the usual 48–72 hour delay.
4️⃣ Strong Banking Coordination
Our team handled:
- File login
- Documentation
- Query resolution
- Legal And Valuation Clearance
- Follow-ups with the credit team
Our relationship with senior underwriters ensured faster movement of the file.
Outcome of the Case
✔ ₹1.75 Crore LAP approved
✔ Sanction letter received in 4 working days
✔ Attractive interest rate
✔ Client secured funding on time for business expansion
This loan against property case study proves the power of expert structuring, lender selection, and execution speed.
Client Testimonial
“I urgently needed funds and Richesse delivered exactly what they promised—fast sanction, smooth process, and complete professionalism.” – Prashant Enterprises, Pune
Why Choose Richesse Financial Services
- Proven expertise in LAP, HL, BL & Structured Finance
- Strong relationships with top banks & NBFCs
- Fast approval track record
- End-to-end support
- Ideal for complex or urgent cases
Learn More
📌 Explore our Loan Against Property Services https://richesse.co.in/#services
📌 Read RBI’s mortgage guidelines https://www.rbi.org.in/
Need a Fast LAP Approval?
Call 9405386333 or visit our website to apply instantly:
👉 www.richesse.co.in
